Payment Solutions

ACH Payments

Accept one-time or recurring checking or savings drafts from your customers.

Credit Card Processing

Don't ever miss a payment again! Accept Visa, Mastercard, Discover, or Amex at our business.

Software

Use our software to manage your gym, non-profit, or accounting firm.

Point of Sale

We offer stand-alone point-of sale options for accepting payments at your retail business.

Direct Deposit

Eliminate the need for writing checks by making direct deposits into your employee's bank account

API

Connect your website, software, or e-commerce website with our gateway or API.

Customized Payment Solutions for your Business

GMS takes a personalized, consultative approach and develop powerful business solutions customized to the unique requirements of your business and budget.  Whether you are looking to accept payments in person, online, or through your software, GMS has you covered with all the payment solutions and resources that you need to run your business. We offer a full selection of payment services and software  including automatic billing, ACH processing, merchant services, payment gateways, mobile payments, and other point of sale software options.

Which is Better....Credit Cards or ACH Payments?

Some of our clients ask which is better to accept, ACH or credit card payments? To understand the difference, one first needs to know how each operates. To begin with, ACH is a basic term for any transaction where money is transferred from one bank to another. Additionally, an ACH payment is simply a request for money. The payment is not guaranteed. On the other hand, credit card payments are processed on the network of the issuing card. The money is guaranteed to the merchant by the card issuer.

So, which should your business offer, ACH or credit card payments? Since each business is different, unfortunately there is no set answer. However, our payment experts have many years of experience with all kinds of businesses. They have all the answers you’ll need to make an informed decision. We suggest scheduling a FREE 15 minute consultation to start the ball rolling.

ACH Payments

Accept one-time or recurring checking or savings drafts from your customers.

Point of Sale

We offer stand-alone point-of sale options for accepting payments at your retail business.

Credit Card Processing

Don't ever miss a payment again! Accept Visa, Mastercard, Discover, or Amex at our business.

Direct Deposit

Eliminate the need for writing checks by making direct deposits into your employee's bank account!

Software

Use our software to manage your gym, non-profit, or accounting firm.

API & Gateway Options

Connect your website, software, or e-commerce website with our gateway or API.

Merchant Services for your Business

Gulf Management Systems, Inc. (GMS) is a merchant service provider. We’ve been offering electronic payment processing to small and medium size companies since 1992. With almost 30 years of payment processing experience, it’s safe to say we are most definitely payment experts.

We provide fast, affordable, electronic payment solutions. Each one specifically designed for that business model and budget. As a result, we’ve been able to lower fees and increase revenue for our clients. If you’re looking for a partner to help save money on electronic payment processing, then look to GMS. We ensure you remain compliant with industry standards and offer the best options for your business.

Our coaches and payment consultants work tirelessly to provide our different communities with this knowledge and experience. We believe an educated merchant is our best client. We call this approach the GMS Way.