What GMS will do for you.

GMS will increase your cash flow with effective payment options. Whether your business is online or has a physical location, we will design and implement payment solutions tailored to suit your needs. Since 1992, GMS has been working to provide electronic payment solutions to small- and medium-size companies to help them collect money, make payments, increase cash flow and add low-cost payment EFT options. In fact, our NSF check recovery, Remote Deposit Capture (RDC), and The VIP Payment Program have universal appeal and are distributed through our independent sales organization (ISO) network.

You can trust your business to GMS.

For nearly 20 years, GMS has adapted during the most progressive period of the electronic payment processing industry. With GMS, you’ll get experienced, personalized customer care and a staff of Accredited ACH Professionals (AAP) that will assist you with quick answers, every time. GMS understands how tight your bottom line may be and what a huge impact surprises can have. You need to know what your costs are going to be before you decide on a solution. With GMS, you know exactly what to expect.

GMS electronic payment solutions pay off big.

To succeed in today’s business environment, you need to be aware of the impact electronic payment processing will have on your business. Electronic payment options have been in demand since the 1970s when the increased popularity of credit cards created a need for paperless processing and fast authorization. Direct Deposit was introduced in the 1980s, while the 1990s witnessed the acceleration of debit card use. By 2000, NACHA established ARC, NOC, and RCK as check conversion options. However, on September 11, 2001, when

planes sat paralyzed in airports (along with paper checks and

transaction documents in their cargo holds), the country's financial system came to a halt. To avoid this problem in the future, Check 21 was technology created so paper checks could be digitized and moved electronically rather than physically. As a result, Remote Deposit Capture (RDC) evolved as a way to scan the checks and transmit the scanned images to banks for posting.

Payment choices are constantly evolving—that’s why you need to partner with an experienced electronic payment processor that will give you electronic payment solutions with the right solutions.

Solutions and Industries.

Members For Life is an electronic funds transfer (EFT) solution that is ideal for businesses that collect recurring payments with a recurring amount, such as fitness centers and indoor tanning salons. Rents due and subscription renewals are also variations of Members for Life. Additional Automated Clearing House (ACH) payment services include Direct Payments to collect variable amounts or non-recurring payments electronically and Direct Deposit for employee payroll or other funds distribution, such as dividend distributions, expense reimbursements and bill payments.

Nonprofit organizations that conduct sustained giving programs or online giving will enjoy the benefits of 4mycontribution.com which is offered by GMS to give you every option you need to keep funds flowing your way. GMS can also assist you with safe, easy and affordable WEB-initiated electronic Authentication—a must for any Web-based payment application.

We take business personally.

GMS will provide a personalized, consultative approach to your business. We are known for establishing long-lasting client relationships and personalized service. GMS payment consultants will thoroughly review your current payment options to bring you effective payment solutions, customized to the unique requirements of your business and budget. As your electronic payment partner in a dynamic business environment, GMS payment consultants will proactively keep you apprised of the newest payment solutions and technologies throughout the growth of your business.

What can an electronic payment
solution bring to your business?

Faster access to your money: Speedy collection means you can put it to work for you now.

Bigger profits: Significantly lower your collections and payroll costs while boosting reliability and revenue.

Better forecasting and decision-making: Timely, accurate information means goodbye guesswork.

Less risk: Virtually eliminate lost or stolen checks.

More sales: Deliver what customers and employees expect and value.

Stronger loyalty and retention: Make it easy to do business with you.

Higher employee and customer satisfaction: Save them time and money.

Solutions for your business.

• The VIP Payment Program
• NSF Check Recovery
• Remote Deposit Capture
• Direct Deposit
• Direct Payment
• Sustained Giving Program
• Members For Life

GMS Industries.

• Tanning
• Fitness
• ISOs
• Banks
• Non-profit
• Accounting

Connect with GMS.

Call GMS at (800) 947-3156 or e-mail us to see just how easy and fast collecting money can be.

	Sign up for Email Updates

From monthly memberships and donations, to payroll, mortgages and IRAs, count on GMS to keep your money moving—affordably, reliably and securely.

We do all the work.

   You get all the credit.

       Automatically.

* ACH is a network of Federal Reserve Banks and private-sector ACH operators linked in a
nationwide electronic payment system where batches of credit and debit transactions are processed.